GetSTM


It's As Easy As 1-2-3
1. Satisfy Your Deductible.
Choose from $500, $1,000, $2,500, $5,000 or $10,000. This is how much you will pay in covered services before your insurance benefits kick in.
2. Next, pay a percentage of covered services.
After your deductible is met, you pay 20% of the next $5,000 of covered expenses. This is your co-insurance.
3. After you have satisfied both your deductible and co-insurance then your plan pays 100% of remaining covered expenses up to the plan maximum of $1 million for each covered person.

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